XRPUSD XRP/USD

I am extremely passionate about further prospects of Bitcoin and other crypto satellites expecting massive buying to follow sooner or later after the plunge below $75,000. The nightmare of severe tariff battles will fade into the grey within a month or two, especially since those levies cannot harm virtual assets' transactions, unlike the blows to earnings of US or Chinese businesses with physical deliveries. Some minor demand may appear even higher, at current levels, but probably after Wall Street equities would be ripe for launching their bounce trip. The growing correlation looks strange when cryptocurrencies are swimming more or less in the same boat with stock indices, and this can be explained only by the proportional representation of Bitcoin ETFs in many large investors' portfolios. Well, one should take that as a given, but let's not forget that Trump's policy to reduce the national debt's burden includes not only collecting levies, but also betting on official or quasi-official crypto reserves, which include not only Bitcoin and Ethereum, but also Ripple.

It's nice to see that I'm not the only one who is feeling that discount prices below $2.00 on XRPUSD won't last forever. Experts at Standard Chartered have made an outstanding prediction, according to which Ripple (XRP) can surge as much as 550% "before Trump leaves office", apparently meaning the next 4 years, and not his hypothetical chances for a third term. The famous investment bank, the history of which dates back to the times of the proliferation of British colonies in Asia, shared its view that Ripple is going to reach, you heard it right, $12.50 by the end of 2028, vs the levels below $1.85 right at the moment, as well as the token's peak price of about $3.40 in mid-January. The estimates are reportedly found on Ripple’s potential of keeping pace with "our expected price increases for Bitcoin in real terms” and its "role in cross-border payments". It sounds dramatic, even if we remember the XRP's 6-fold success in only a couple of months after Trump’s presidential win. Ripple, indeed, showed the best gaining rally among all major digital assets.

Geoff Kendrick is the global head of the digital assets research branch at Standard Chartered Bank, and he says that the US SEC regulator would fully retreat from its old appeal "to remove a key overhang from XRP’s outlook." Kendrick expects the XRP Ledger, a decentralized public blockchain and the underlying technology to record all XRP transactions, will benefit much from structural growth in blockchain payments, being the next favourite in an area "where stablecoins have already seen transaction volumes expand rapidly", with another key catalyst to drive Mr Kendrick’s bullishness lying in Ripple’s recent push into tokenization. Real-world assets such as money-market funds and Treasury bills have begun launching on XRP Ledger, he added, forming a trend he describes as accelerating. “Given what Stellar has achieved, XRP should be successful in the tokenisation space,” Kendrick wrote.

XRP ETFs could be approved in Q3 2025 to attract between $4 billion and $8 billion in their first year, he also argued. Standard Chartered analysts forecasted XRPUSD to hit $5.50 before the end of this year to shift to $8.00 during the year or 2026, and continue climbing to $10.40 in 2027. When reading such messages to crypto markets, it seems to me that all that remains is to shrug our shoulders and humbly hold a buy on Ripple for at least a couple of years. Considering that advertising posters with images of a bright future with Ripple can be seen from every direction of the US, and internet banners about Ripple flooded the web out of each iron, it is easy to believe in that scenario.